:root{
  --bg:#080b0f;
  --bg2:#0e131b;
  --panel:#121923;
  --panel2:#172231;
  --line:rgba(255,255,255,.10);
  --text:#f3f5f8;
  --muted:#aeb8c6;
  --soft:#dbe3ee;
  --brand:#a99463;
  --brand2:#d8c48e;
  --blue:#8fb7db;
  --green:#8fc8af;
  --max:1180px;
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(180deg,var(--bg),var(--bg2) 46%,#07090d);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;line-height:1.58;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
p,h1,h2,h3,h4{margin:0}.container{width:min(var(--max),calc(100% - 42px));margin:0 auto}.section{padding:86px 0}.section-tight{padding:56px 0}.muted{color:var(--muted)}.soft{color:var(--soft)}
.topbar{position:sticky;top:0;z-index:50;background:rgba(8,11,15,.82);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:14px}.brand-mark{width:42px;height:42px;border:1px solid rgba(216,196,142,.45);border-radius:50%;display:grid;place-items:center;color:var(--brand2);font-weight:800;letter-spacing:-.06em;background:radial-gradient(circle at 30% 20%,rgba(216,196,142,.18),transparent 45%),#0b0f15}.brand-title{font-weight:750;letter-spacing:.01em}.brand-sub{font-size:12px;color:var(--muted);letter-spacing:.12em;text-transform:uppercase;margin-top:1px}.navlinks{display:flex;align-items:center;gap:22px;font-size:14px;color:#d5dbe4}.navlinks a{opacity:.88}.navlinks a:hover{opacity:1;color:white}.nav-cta{padding:10px 14px;border:1px solid rgba(216,196,142,.35);border-radius:999px;color:#f5e6b7;background:rgba(216,196,142,.06)}
.hero{padding:92px 0 70px;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:-20% -10% auto auto;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(216,196,142,.13),transparent 62%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:42px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:10px;padding:8px 13px;border:1px solid var(--line);border-radius:999px;color:#d8cda8;background:rgba(255,255,255,.03);font-size:12px;text-transform:uppercase;letter-spacing:.12em}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--brand2)}
h1{font-size:clamp(42px,6vw,72px);line-height:1.03;letter-spacing:-.052em;margin-top:20px;max-width:900px}h2{font-size:clamp(30px,4vw,46px);line-height:1.1;letter-spacing:-.035em}h3{font-size:24px;line-height:1.2;letter-spacing:-.02em}.lead{font-size:clamp(18px,2vw,22px);color:#d8e0eb;margin-top:22px;max-width:860px}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 18px;border-radius:12px;font-weight:750;border:1px solid transparent}.btn-primary{background:linear-gradient(135deg,var(--brand2),var(--brand));color:#101010}.btn-secondary{border-color:var(--line);background:rgba(255,255,255,.04);color:#f2f4f8}.btn:hover{transform:translateY(-1px)}
.hero-card{border:1px solid var(--line);background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.03));border-radius:28px;padding:28px;box-shadow:0 24px 80px rgba(0,0,0,.32)}.hero-card h3{margin-bottom:16px}.hero-card .row{display:flex;justify-content:space-between;gap:18px;padding:15px 0;border-top:1px solid var(--line)}.hero-card .row:first-of-type{border-top:0}.hero-card strong{color:#fff}.hero-card span{color:var(--muted);font-size:14px;text-align:right}.notice{margin-top:20px;padding:14px 16px;border:1px solid rgba(216,196,142,.25);border-radius:16px;background:rgba(216,196,142,.06);color:#e8debd;font-size:14px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.cards2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.025));box-shadow:0 20px 60px rgba(0,0,0,.22)}.card h3{margin-bottom:12px}.card p,.card li{color:var(--muted)}.card ul{margin:14px 0 0;padding-left:19px}.card li+li{margin-top:8px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:30px}.section-head p{max-width:690px}.kicker{color:var(--brand2);text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:760;margin-bottom:12px}.pillrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.pill{padding:9px 12px;border:1px solid var(--line);border-radius:999px;color:#d9e1ea;background:rgba(255,255,255,.035);font-size:13px}
.band{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:rgba(255,255,255,.025)}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:start}.quote{font-size:clamp(24px,3.2vw,40px);line-height:1.18;letter-spacing:-.035em;color:#fff}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:20px;background:rgba(255,255,255,.025)}table{width:100%;border-collapse:collapse;min-width:800px}th,td{padding:15px 17px;text-align:left;vertical-align:top;border-bottom:1px solid rgba(255,255,255,.075)}th{font-size:12px;text-transform:uppercase;letter-spacing:.11em;color:#c5ccd7;background:rgba(255,255,255,.04)}td{color:#e8edf4}td small{display:block;color:var(--muted);margin-top:4px}tr:last-child td{border-bottom:0}.legal-box{border:1px solid rgba(216,196,142,.24);background:rgba(216,196,142,.055);border-radius:20px;padding:22px;color:#e4dac1}.legal-box p{color:#d5ccb7;font-size:14px}.footer{padding:48px 0 70px;border-top:1px solid var(--line);background:#07090d}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,.7fr);gap:28px}.footer h4{font-size:14px;text-transform:uppercase;letter-spacing:.12em;color:#d8c48e;margin-bottom:12px}.footer p,.footer a{color:var(--muted);font-size:14px;display:block;margin:7px 0}.copyright{margin-top:32px;padding-top:20px;border-top:1px solid var(--line);font-size:13px;color:#7f8a99}.page-hero{padding:84px 0 52px;border-bottom:1px solid var(--line);background:radial-gradient(circle at top right,rgba(216,196,142,.10),transparent 34%)}.page-hero h1{max-width:960px}.breadcrumbs{color:var(--muted);font-size:14px;margin-bottom:18px}.breadcrumbs a{color:#d4c28f}.callout{border-left:3px solid var(--brand2);padding:18px 0 18px 20px;color:#d9e1eb;background:linear-gradient(90deg,rgba(216,196,142,.06),transparent)}
@media(max-width:980px){.hero-grid,.split,.cards,.cards2,.footer-grid{grid-template-columns:1fr}.section-head{align-items:start;flex-direction:column}.navlinks{display:none}.hero{padding-top:66px}.footer-grid{gap:18px}}@media(max-width:620px){.container{width:min(var(--max),calc(100% - 26px))}.section{padding:66px 0}.hero-actions{flex-direction:column}.btn{width:100%}.hero-card{padding:22px}.card{padding:22px}}


/* public-ready v4 additions */
.quote{border-left:3px solid var(--brand2);padding:20px 0 20px 24px;background:linear-gradient(90deg,rgba(216,196,142,.055),transparent 70%)}
.card strong{color:#fff}.card a,.legal-box a{color:#f0d990;text-decoration:underline;text-underline-offset:3px}.brand-sub{white-space:nowrap}.hero-card .row span{max-width:250px}.section-head .muted{line-height:1.65}.callout{border-radius:14px;padding-right:18px}.table-wrap table strong{color:#fff}.notice strong{color:#fff}
@media(max-width:1120px){.navlinks{gap:14px;font-size:13px}.brand-sub{font-size:11px}}
@media(max-width:980px){.topbar{position:relative}.navlinks{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:14px}.nav{align-items:flex-start;flex-direction:column;padding:16px 0}.nav-cta{padding:8px 12px}.hero-card .row span{text-align:left}.hero-card .row{flex-direction:column;gap:6px}}
@media(max-width:620px){h1{letter-spacing:-.045em}.quote{padding-left:18px}.table-wrap table{min-width:720px}.navlinks a{padding:6px 0}.brand-title{font-size:15px}.brand-mark{width:38px;height:38px}}


/* investment-centric v5 additions */
.lead-secondary{color:var(--muted)}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:24px}
.process-card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.025));box-shadow:0 20px 60px rgba(0,0,0,.20);position:relative;overflow:hidden}
.process-card:after{content:"";position:absolute;right:-40px;top:-40px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(216,196,142,.08),transparent 70%)}
.process-card .step{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--brand2);margin-bottom:12px;font-weight:800}
.process-card h3{font-size:20px;margin-bottom:10px}.process-card p{color:var(--muted)}
.small-quote{font-size:clamp(18px,2.1vw,26px);margin:20px 0!important}
.hero-card .row strong{min-width:130px}.legal-box strong{color:#fff}.navlinks a[aria-current="page"]{color:#fff}
@media(max-width:980px){.process-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.process-grid{grid-template-columns:1fr}.process-card{padding:22px}}

/* responsive navigation v6 */
.nav-toggle{
  display:none;
  width:44px;
  height:44px;
  flex:0 0 44px;
  padding:0;
  border:1px solid rgba(216,196,142,.35);
  border-radius:12px;
  background:rgba(255,255,255,.035);
  color:var(--text);
  cursor:pointer;
  align-items:center;
  justify-content:center;
  flex-direction:column;
  gap:5px;
  -webkit-tap-highlight-color:transparent;
}
.nav-toggle:hover{background:rgba(255,255,255,.065)}
.nav-toggle:focus-visible{outline:2px solid var(--brand2);outline-offset:3px}
.nav-toggle-bar{display:block;width:20px;height:2px;border-radius:999px;background:currentColor;transition:transform .2s ease,opacity .2s ease}

@media(max-width:980px){
  .topbar{position:sticky;top:0;z-index:100;background:rgba(8,11,15,.96);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px)}
  .nav{min-height:72px;display:flex;flex-direction:row;align-items:center;justify-content:space-between;gap:12px;padding:11px 0;position:static}
  .brand{min-width:0;flex:1;gap:11px}
  .brand>div:last-child{min-width:0}
  .nav-toggle{display:flex}
  .navlinks{
    display:none;
    position:absolute;
    top:100%;
    left:0;
    right:0;
    width:100%;
    margin:0;
    padding:10px max(13px,calc((100vw - var(--max))/2)) 16px;
    flex-direction:column;
    align-items:stretch;
    gap:3px;
    background:rgba(8,11,15,.985);
    border-top:1px solid rgba(255,255,255,.06);
    border-bottom:1px solid var(--line);
    box-shadow:0 22px 45px rgba(0,0,0,.38);
  }
  .navlinks.is-open{display:flex}
  .navlinks a{
    display:block;
    width:100%;
    padding:11px 13px;
    border-radius:10px;
    font-size:15px;
    line-height:1.25;
    color:#e5e9ef;
    opacity:1;
  }
  .navlinks a:hover,.navlinks a:focus-visible{background:rgba(255,255,255,.055);color:#fff;outline:none}
  .navlinks a[aria-current="page"]{background:rgba(216,196,142,.08);color:#f5e6b7}
  .navlinks .nav-cta{margin-top:5px;padding:11px 13px;text-align:center;border-color:rgba(216,196,142,.40);background:rgba(216,196,142,.08)}
  .menu-open .nav-toggle-bar:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .menu-open .nav-toggle-bar:nth-child(2){opacity:0}
  .menu-open .nav-toggle-bar:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}

@media(max-width:620px){
  .container{width:min(var(--max),calc(100% - 28px))}
  .brand-mark{width:38px;height:38px;flex:0 0 38px}
  .brand-title{font-size:14px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .brand-sub{font-size:9.5px;letter-spacing:.10em;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .nav-toggle{width:42px;height:42px;flex-basis:42px;border-radius:11px}
  .hero{padding:54px 0 58px}
  .page-hero{padding:58px 0 40px}
  h1{font-size:clamp(38px,11vw,50px);line-height:1.04}
  h2{font-size:clamp(29px,8vw,38px)}
  .lead{font-size:18px;line-height:1.55}
  .eyebrow{font-size:10px;letter-spacing:.10em;line-height:1.35}
  .section{padding:58px 0}
  .section-tight{padding:42px 0}
  .cards,.cards2{gap:16px}
  .hero-card,.card,.process-card{border-radius:18px}
  .hero-card{padding:20px}
  .hero-card .row{padding:13px 0}
  .hero-actions{gap:10px;margin-top:24px}
  .footer{padding:42px 0 52px}
  .footer-grid{grid-template-columns:1fr;gap:20px}
  .copyright{margin-top:24px}
}

@media(max-width:380px){
  .brand-sub{display:none}
  .brand-title{font-size:14px}
  .nav{min-height:66px}
  .navlinks a{font-size:14px}
}

@media(prefers-reduced-motion:reduce){
  .nav-toggle-bar{transition:none}
}

/* v7 cache-busted mobile navigation — defensive final rules */
@media (max-width:980px){
  .topbar{position:sticky!important;top:0!important;z-index:1000!important}
  .topbar .nav{
    min-height:72px!important;
    display:flex!important;
    flex-direction:row!important;
    align-items:center!important;
    justify-content:space-between!important;
    gap:12px!important;
    padding:11px 0!important;
  }
  .topbar .brand{flex:1 1 auto!important;min-width:0!important}
  .topbar .nav-toggle{
    display:flex!important;
    visibility:visible!important;
    opacity:1!important;
  }
  .topbar .nav-toggle-bar{
    display:block!important;
    width:20px!important;
    height:2px!important;
    background:#f3f5f8!important;
  }
  .topbar .navlinks{
    display:none!important;
    position:absolute!important;
    top:100%!important;
    left:0!important;
    right:0!important;
    width:100%!important;
    margin:0!important;
    flex-direction:column!important;
    flex-wrap:nowrap!important;
    align-items:stretch!important;
    gap:3px!important;
  }
  .topbar .navlinks.is-open{display:flex!important}
  .topbar .navlinks a{display:block!important;width:100%!important}
}